Why we can't agree on life insurance

You like to carefully peel back the plastic wrap on every electronic device we own, because it's fun.

I never want to remove it because of the security it provides; that plastic wrap will keep my new toy pristine.

And if, by chance, I happen to spill a glass of Barbera, I can *then* carefully peel back the plastic wrap smugly, for I have outwitted myself yet again.

You cannot imagine how uncomfortable it is for me without that safety net, but somehow, I think we'll manage.